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The Ultimate Guide to Buying a New Home in Ontario

Date Posted
23 January 2021
If you’ve decided to purchase a new home, this handy guide should be helpful in getting things organized. There are many preparatory steps, and everyone’s situation is different, but certain common areas apply to every homebuyer.   For instance, prospective homeowners should understand the Ontario New Home HST Rebate and the pre-requisites for properly applying. This particular HST Rebate in Ontario can provide added cash that will come in handy for extra expenses.   The Ontario New Home HST Rebate is made available to prospective homeowners in the market to buy a new residential home (or condo) directly from building management. This specific rebate would also be available if partnering with a builder to construct the new home.  
The Ultimate Guide to Buying a New Home in Ontario

Step-by-Step Home Buying

  While the enjoyable part of purchasing a new home is all about finding the right fit and checking off all the amenities, there are several steps to go prior to making an offer and sealing the deal. The best approach, of course, is to have a step-by-step approach.  

Saving a down payment

Saving for a down payment on a new home is about priorities. It’s about identifying specific areas for expense cutbacks so that money can be re-directed into savings. One of the best ways to do this is to create a budget and stick to it.  

Getting things organized

Buying a new home isn’t just about checking out floor plans and fancy features – it’s a process that’s best accomplished when organized. It’s about managing finances, meeting with the right professionals, and finding the right home.  

Securing a good rebate

The New Ontario Home HST Rebate helps prospective homebuyers with the ever-increasing costs of buying a home. This particular HST rebate in Ontario is designed to reimburse a portion of the HST that was paid on the purchase.  

Finding an interest rate

Securing a great interest rate on a mortgage takes some work. It’s about shopping around; it’s about your credit profile; it’s about whom you’re dealing with. Bottom line, the better the interest rate, the better the savings over the long term.  

Getting a pre-approval

A mortgage pre-approval is a significant step in the buying process. It means that a mortgage lender has made a commitment to provide the mortgage money. It’s not necessarily a guarantee, but it makes buying a home less stressful.  

Securing an HST rebate in Ontario With the Tax Experts at Rebate4U

  Because the Ontario New Home HST Rebate has some strict demands, the rebate process might be somewhat challenging for some. At Rebate4U, our tax rebate experts assist clients with the preparation and submission of applications. Our people have years of experience, and prepare everything from start to finish.   Rebate4U provides services for new home buyers in the Greater Toronto Area and throughout the Province of Ontario. Learn more about our HST rebate services by calling one of our in house tax experts at 1-800-610-4510 or visiting our website at www.rebate4u.ca. We are still available during these pandemic times.

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For over 10 years, the Rebate4U team has the knowledge and expertise to help residential property owners throughout Ontario successfully apply for regional HST Rebate programs.

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Our specialists offer complimentary consultations where we review your eligibility to determine whether you qualify for an Ontario HST Rebate so you can proceed with your application confidently.

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We are able to expertly navigate rebate opportunities, staying up-to-date on the most recent rebate developments and changes in the HST Rebate program to maximize returns. To date, we’ve successfully acquired millions of dollars for clients in total.

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The Rebate4U team is dedicated to delivering the highest level of customer service, we are here to answer your questions and help you navigate the intracises of your application easily and efficiently.

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Recent Posts view all posts

So You Built a New Home, Now What?

If you’ve recently finished building your new property in the last two years, you may be eligible for money back with the HST rebate in Ontario. The program allows homeowners to recover a portion of their HST spent on construction.

Read More

Signs You'll Benefit from the HST Rebate in Ontario

The HST Rebate in Ontario is a valuable and beneficial program available to homeowners in Ontario. Unfortunately, many new home buyers or even long-time homeowners are unaware of the program’s existence or their eligibility. The new home HST Rebate ca...

Read More
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