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Rebate Blog

Don’t let your emotions interfere in a bidding war

It’s a tough housing market out there for Canadians looking to put down money on their first home or any home really. With the average price of a home climbing to $409,708 in April, which is 7.6 per cent higher than it was this time last year, according to the Canada Real Estate Association, it’s […]

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Busy spring and summer housing market expected

Economists have murmured about Canada’s housing market running into a soft or hard correction since the recession. But it doesn’t seem like that’s upon us yet. March’s housing sales were quiet with construction on new homes seeing a steep drop, but it looks like sales and housing starts both picked up across the nation in […]

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How much are first-time homebuyers willing to spend?

#187856790 / gettyimages.com With prices in Canada’s housing market continuously climbing with no end in sight, it’s a hard market to break into for first-time homebuyers. It’s no wonder that the average budget for a hopeful first-time homeowner has increased to $316,000, which is up $16,000 from the average budget last year, according to BMO’s […]

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Don’t be caught off guard by closing costs

You’ve visited dozens of houses and you’ve finally settled on one that you want to put an offer on. It’s a nerve wracking process waiting to see whether the seller accepts your offer and if they do, congratulations you’re now a homeowner! But if there’s one thing you don’t want to be caught unawares is […]

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CMHC tightens mortgage regulations once again

#123140292 / gettyimages.com The Canada Mortgage Housing Corporation recently announced more changes to tighten mortgage lending that will come into effect on May 30. Home buyers looking to purchase a second home will no longer be able to access mortgage insurance, which means you’d need to have a 20 per cent downpayment to purchase the […]

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What green renovations can save you money instantly?

Owning a home is a pricey investment for any homeowner. While HST rebates are one way to get some savings back, if you’ve bought a newly built house or substantially renovated your home, green renovations are a great way to save on housing costs. They can also improve your resale value in the long run. […]

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What You Need to Know About the Foreign Buyers Tax Rebate

In Ontario, the Non-Resident Speculation Tax (also referred to as the NRST tax) targets foreign homebuyers. Essentially, this is a foreign buyers tax, with a tax rate of 15% on the purchase or acquisition of a residential property. The property in question must be located in the Golden Horseshoe area of Ontario. What’s important to […]

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Landlord Tax Guide for 2019

If you’re a landlord, property owner, or real estate investor, our Landlord Tax Guide for 2019 will be a valuable guide for your strategic financial planning. With a real estate investment, there’s always some tax to pay – and occasionally, it can be substantial. Legally, you can’t ignore taxes – but there are certainly ways […]

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