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Rebate Blog

Don’t be caught off guard by closing costs

You’ve visited dozens of houses and you’ve finally settled on one that you want to put an offer on. It’s a nerve wracking process waiting to see whether the seller accepts your offer and if they do, congratulations you’re now a homeowner! But if there’s one thing you don’t want to be caught unawares is […]

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CMHC tightens mortgage regulations once again

#123140292 / gettyimages.com The Canada Mortgage Housing Corporation recently announced more changes to tighten mortgage lending that will come into effect on May 30. Home buyers looking to purchase a second home will no longer be able to access mortgage insurance, which means you’d need to have a 20 per cent downpayment to purchase the […]

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What green renovations can save you money instantly?

Owning a home is a pricey investment for any homeowner. While HST rebates are one way to get some savings back, if you’ve bought a newly built house or substantially renovated your home, green renovations are a great way to save on housing costs. They can also improve your resale value in the long run. […]

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What is a construction loan?

Whether you already have a piece of land you want to develop or a you are looking to build a custom home, both of these options require a great deal of money. If it’s money you don’t have saved up, banks and private mortgage companies can offer you a construction loan to lend you money […]

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Figure out the cost of knocking down and rebuilding your home

Sometimes the changes you plan for your home are extreme enough that you’re better off gutting your home and rebuilding it. Whether this includes adding a new addition to your home or redesigning the space so you’re able to stay in the neighbourhood, these type of home renovations have a costlier price tag. You’ll need […]

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GST/HST new housing rebate application for owner-built houses

If you’re a property owner filling out a GST/HST new housing rebate application, it’s important to comply with all the guidelines, and provide all the requisite paperwork. You will be using the GST/HST new housing rebate application if you’ve built a brand new house, or if you’ve made a substantial renovation to your house. How […]

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How to Claim the GST/HST New Housing Rebate

In Ontario, it’s possible to claim the GST/HST new housing rebate when purchasing a new home or condominium from a builder. This new housing rebate is also available when hiring a builder to construct a new home. Like many government-supported incentives, the new housing rebate can get confusing and complicated when trying to accommodate all […]

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