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Rebate Blog

Don’t be caught off guard by closing costs

You’ve visited dozens of houses and you’ve finally settled on one that you want to put an offer on. It’s a nerve wracking process waiting to see whether the seller accepts your offer and if they do, congratulations you’re now a homeowner! But if there’s one thing you don’t want to be caught unawares is […]

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CMHC tightens mortgage regulations once again

#123140292 / gettyimages.com The Canada Mortgage Housing Corporation recently announced more changes to tighten mortgage lending that will come into effect on May 30. Home buyers looking to purchase a second home will no longer be able to access mortgage insurance, which means you’d need to have a 20 per cent downpayment to purchase the […]

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What green renovations can save you money instantly?

Owning a home is a pricey investment for any homeowner. While HST rebates are one way to get some savings back, if you’ve bought a newly built house or substantially renovated your home, green renovations are a great way to save on housing costs. They can also improve your resale value in the long run. […]

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What is a construction loan?

Whether you already have a piece of land you want to develop or a you are looking to build a custom home, both of these options require a great deal of money. If it’s money you don’t have saved up, banks and private mortgage companies can offer you a construction loan to lend you money […]

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Figure out the cost of knocking down and rebuilding your home

Sometimes the changes you plan for your home are extreme enough that you’re better off gutting your home and rebuilding it. Whether this includes adding a new addition to your home or redesigning the space so you’re able to stay in the neighbourhood, these type of home renovations have a costlier price tag. You’ll need […]

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Ways to Reinvest Your HST Residential Rental Property Rebate

The New Residential Rental Property Rebate (also known as the NRRP Rebate) is made available to landlords and property owners who meet the guidelines specified by Canada Revenue Agency. The NRRP Rebate is available only to property owners who have paid the HST on a property purchased to be used as a residential rental property. […]

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How the HST Housing Rebate Can Help You Own a Home

If you’re planning to build a new house, or planning to make substantial renovations on an existing house, you could qualify for Ontario’s HST housing rebate. You’ll need to comply with CRA rules and regulations and provide all of the supporting paperwork for the rebate claim. In addition to owner-built homes, the HST housing rebate […]

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