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Rebate Blog

What happens if you don’t qualify for a bank mortgage?

As houses get more expensive with the average price of a detached home in Toronto reaching a new high of $1 million, more homebuyers may be forced to take on mortgages through subprime loans to enter the housing market. A subprime loan is an option for people who don’t qualify for loans under the prime […]

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How to get over losing a bidding war

For the last few years, some of Canada’s housing markets have been pretty cutthroat with homes selling for more than $100,000 over the asking price. Last year, Canadians had a greater appetite for entering a bidding war with 34 per cent of Canadians willing to enter one, which is an increase by six percentage points […]

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How to avoid mortgage fraud

Being able to own a home is a point of pride for many Canadians with many people seeing it as a passage to adulthood. But continually rising costs in the housing market may make owning a home more difficult, which can make some people take on desperate measures to become property owners, even if it’s […]

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Why do you need a real estate lawyer when you buy a home?

Real estate lawyers are an important part of the home buying process, but as a homebuyer you may not be sure why you need a lawyer involved in the transaction. Legal fees are a costly portion of your closing costs since hiring a real estate lawyer can cost a new homeowner about $700 to $2,500 […]

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First-time homebuyer: Should you use the HBP to buy your first home?

With the RRSP deadline for 2014 just passing, if you’re looking to buy your first home this year, you may wonder whether it’s a good idea to tap into your RRSP’s Home Buyers’ Plan (HBP). The HBP was introduced in 1992 and it’s been used 2,555,484 times, according to a 2013 article published in the […]

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How can a real estate agent help with your home shopping?

With the Internet providing everyone a wealth of information at their fingertips and a real estate industry that’s seeing a shakeup, you might wonder why you would want to use a real estate agent when shopping for a home. While you don’t pay any upfront fee or commission to your real estate agent during the […]

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Your Landlord Is Selling The Property. Can You Be Forced To Move Out?

If your landlord is selling the property you live in, you have certain rights during the transaction, and you have certain responsibilities. Obviously, as a tenant, you’ll have many questions to ask. When will the sale take place? Can I find a similar residence? How long do I have to make a move? Probably the […]

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GST/HST new housing rebate application for owner-built houses

If you’re a property owner filling out a GST/HST new housing rebate application, it’s important to comply with all the guidelines, and provide all the requisite paperwork. You will be using the GST/HST new housing rebate application if you’ve built a brand new house, or if you’ve made a substantial renovation to your house. How […]

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