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Rebate Blog

What types of mortgage are available to homebuyers?

Many future homeowners don’t have enough money to buy a home with money saved up, which is where a mortgage comes in. A mortgage is a loan from a financial institution that provides you money to buy a property, which you will then be charged interest for the loan you accessed. First-time homebuyers may not […]

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Find the right real estate agent to help you buy a home

Making the decision to buy a home is an exciting time for any adult since it’ll probably be the biggest purchase you’ll ever make. A real estate agent can be a great help in this process and an important asset to helping first-time homebuyers navigate the homebuying process and help ensure a smooth transaction. But […]

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First-time homebuyers active in Canada’s housing market

Despite the rising prices of homes, this hasn’t stopped first-time homebuyers from jumping into the housing market. Between January 2013 to May 2015, 620,000 homes were sold with first-time buyers scooping up about 45 per cent of them (280,000 homes), according to a recent Canadian Association of Accredited Mortgage Professionals (CAAMP) report. While the majority […]

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One third of first-time homebuyers receive money from family

As Canada’s housing market continues to climb despite warnings of a soft landing or hard crash, many real estate watchers say this trend is fueled by foreign investors and family members gifting money to help first-time homebuyers afford a home. There is little data available into the number of first-time homebuyers who receive monetary gifts […]

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What you need to know about home deposits

When you make an offer on a home, negotiating a deposit is part of the homebuying process. The deposit is just as important as your offer since it reassures the buyer that you’re interested in buying the home and that you also have the finances to back up your offer. Deposits are negotiated between the […]

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What is a real estate auction?

When you’re ready to buy or sell a home, you typically contact a real estate agent or go ahead and buy/sell the property on your own. But there’s another option that you might not be aware of and it’s selling your home through a real estate auction. One key advantage with real estate auctions is […]

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How to Choose a Specialist to Help with Your Ontario HST Rebate

There are a few situations in which you might find yourself looking to apply for one of the two Ontario HST Rebates. You’re likely applying to get money back on a newly built or renovated home, or you could also apply for an HST rebate on a new condo. Either way, the HST rebate program […]

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Is Your Renovation Enough for the Ontario New Home Rebate

If you are planning a home renovation of your primary residence, you might be eligible for money back from the government through the Ontario New Home HST Rebate. The government rebate program, offered via Canada Revenue Agency, allows homeowners building a new home or renovating their home to get a portion of the amount spent […]

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