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Rebate Blog

What types of mortgage are available to homebuyers?

Many future homeowners don’t have enough money to buy a home with money saved up, which is where a mortgage comes in. A mortgage is a loan from a financial institution that provides you money to buy a property, which you will then be charged interest for the loan you accessed. First-time homebuyers may not […]

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Find the right real estate agent to help you buy a home

Making the decision to buy a home is an exciting time for any adult since it’ll probably be the biggest purchase you’ll ever make. A real estate agent can be a great help in this process and an important asset to helping first-time homebuyers navigate the homebuying process and help ensure a smooth transaction. But […]

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First-time homebuyers active in Canada’s housing market

Despite the rising prices of homes, this hasn’t stopped first-time homebuyers from jumping into the housing market. Between January 2013 to May 2015, 620,000 homes were sold with first-time buyers scooping up about 45 per cent of them (280,000 homes), according to a recent Canadian Association of Accredited Mortgage Professionals (CAAMP) report. While the majority […]

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One third of first-time homebuyers receive money from family

As Canada’s housing market continues to climb despite warnings of a soft landing or hard crash, many real estate watchers say this trend is fueled by foreign investors and family members gifting money to help first-time homebuyers afford a home. There is little data available into the number of first-time homebuyers who receive monetary gifts […]

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What you need to know about home deposits

When you make an offer on a home, negotiating a deposit is part of the homebuying process. The deposit is just as important as your offer since it reassures the buyer that you’re interested in buying the home and that you also have the finances to back up your offer. Deposits are negotiated between the […]

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What is a real estate auction?

When you’re ready to buy or sell a home, you typically contact a real estate agent or go ahead and buy/sell the property on your own. But there’s another option that you might not be aware of and it’s selling your home through a real estate auction. One key advantage with real estate auctions is […]

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What You Need to Know About the Foreign Buyers Tax Rebate

In Ontario, the Non-Resident Speculation Tax (also referred to as the NRST tax) targets foreign homebuyers. Essentially, this is a foreign buyers tax, with a tax rate of 15% on the purchase or acquisition of a residential property. The property in question must be located in the Golden Horseshoe area of Ontario. What’s important to […]

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Landlord Tax Guide for 2019

If you’re a landlord, property owner, or real estate investor, our Landlord Tax Guide for 2019 will be a valuable guide for your strategic financial planning. With a real estate investment, there’s always some tax to pay – and occasionally, it can be substantial. Legally, you can’t ignore taxes – but there are certainly ways […]

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