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Rebate Blog

Should You Purchase the Condo in Toronto You’re Currently Renting?

You’re loving your rental condo in Toronto. It may be because it’s the perfect size, or because of the wide array of amenities, or because of the smile you receive every morning from your concierge. Your rental condo is everything you’re looking for, and more. But, have you considered purchasing your condo? If so, there […]

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What types of mortgage are available to homebuyers?

Many future homeowners don’t have enough money to buy a home with money saved up, which is where a mortgage comes in. A mortgage is a loan from a financial institution that provides you money to buy a property, which you will then be charged interest for the loan you accessed. First-time homebuyers may not […]

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Find the right real estate agent to help you buy a home

Making the decision to buy a home is an exciting time for any adult since it’ll probably be the biggest purchase you’ll ever make. A real estate agent can be a great help in this process and an important asset to helping first-time homebuyers navigate the homebuying process and help ensure a smooth transaction. But […]

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First-time homebuyers active in Canada’s housing market

Despite the rising prices of homes, this hasn’t stopped first-time homebuyers from jumping into the housing market. Between January 2013 to May 2015, 620,000 homes were sold with first-time buyers scooping up about 45 per cent of them (280,000 homes), according to a recent Canadian Association of Accredited Mortgage Professionals (CAAMP) report. While the majority […]

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One third of first-time homebuyers receive money from family

As Canada’s housing market continues to climb despite warnings of a soft landing or hard crash, many real estate watchers say this trend is fueled by foreign investors and family members gifting money to help first-time homebuyers afford a home. There is little data available into the number of first-time homebuyers who receive monetary gifts […]

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What you need to know about home deposits

When you make an offer on a home, negotiating a deposit is part of the homebuying process. The deposit is just as important as your offer since it reassures the buyer that you’re interested in buying the home and that you also have the finances to back up your offer. Deposits are negotiated between the […]

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Why Does Ontario Rebate the HST on New Homes?

HST housing rebates are available to Ontario residents through Canada Revenue Agency. Residents can claim an HST rebate on a newly built home that will be the principal residence OR an investment property that will be used as a rental. These rebates allow individuals to recover portions of the provincial taxes and federal taxes that […]

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How Do I Get the HST Back on My New Home?

The New Home HST Rebate allows a homeowner to recover a certain portion of HST that was paid on a newly built home or on a substantially renovated home. It is sometimes referred to as the Ontario New Housing Rebate and only applies to the primary residence of the owner. When a homeowner applies for […]

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